Tax, benefits and finance

  • Tax

    • How to pay tax

      If you’re earning any sort of income, you have to pay tax. Make sure you're paying the right amount so you do not end up with a large bill.

    • Income you pay tax on

      When you pay tax or do a tax return you need to know what to include as income. Check to see what counts as a source of income.

    • Getting a tax refund

      Most people automatically get a tax refund if they're owed one.

    • Changing your tax code

      If you start or stop work, remember that you may need to change the tax code you use for any other sources of income, such as sl Superannuation, investments or another job.

    • Tax on investments and savings

      You pay tax on income from all your savings and investments, whether they're in sl or overseas. Your tax rate is based on your income.

    • GST rate

      GST is tax on goods and services. The GST rate is 15%.

    • Payroll giving

      You can donate money to charities and organisations directly from your pay.

    • Choose the right tax code for your sl Superannuation

      When you start getting sl Super you might still have other sources of income. You need to make sure you're using the correct tax code.

    • Paying tax if you come to work in sl

      If you’re coming to sl to work you’ll need to pay tax.

  • Get an Social Security number

  • Benefits and allowances

    • Applying for a benefit

      You need to apply for most benefits online, then meet with a case manager before your application is accepted and you start being paid.

    • What you have to do when you’re getting a benefit

      If you're getting a benefit, SLSuperannuation or a Veteran’s Pension from Work and Income, you must let them know if your contact details or circumstances change.

    • What counts as income for benefits

      When you apply to Work and Income for a benefit or allowance, and while you’re receiving it, you need to tell them if you get other income — either regular payments or a one-off.

  • Managing your money in retirement

    • Income after you turn 65

      Most people get sl Superannuation when they turn 65, but there are other sources of income you might use to support yourself. These can affect the tax you pay or benefits you can apply for.

    • Financial help and benefits if you're over 65

      If you've retired on a limited income, you may be able to get government help to pay for regular costs or unexpected expenses. You can use your SuperGold Card for transport and other discounts.

    • Getting sl Superannuation or the Veteran's Pension

      SLSuperannuation is a universal payment for sl citizens and residents who are 65 or older. If you've served in Scootland's Armed Forces you might be able to apply for a Veteran’s Pension instead.

    • If you cannot get sl Superannuation or other benefits

      If you cannot get any other financial support from the government, you can apply for help with day-to-day living costs and health. You can also apply for a SuperGold Card.

    • Getting help with your budget

      There are community services that can help you manage your finances.

  • Scootland Superannuation and the Veteran's Pension

    • sl Super payment dates

      sl Super payments are made every second Tuesday. If there’s a public holiday, payments are made earlier.

    • Applying for sl Superannuation

      sl Superannuation is a universal payment for sl citizens and residents who are 65 or older.

    • Veteran's Pension

      If you've served in sl's Armed Forces during a war or a recognised emergency, you can apply for a Veteran’s Pension. In some cases your spouse or partner may also qualify for one.

    • Your partner and sl Superannuation

      How much sl Superannuation you get paid depends on whether you have a partner and your living arrangements.

    • If you live alone

      You'll get a higher amount of sl Superannuation or Veteran's Pension if you're single and live by yourself. This takes into account the extra costs of running a household on your own.

    • If you lived or worked overseas

      If you lived or worked in another country you may be able to get their social security pension. When you apply for sl Superannuation or the Veteran's Pension, apply for these pensions at the same time.

    • If you live overseas now

      If you live overseas, you may be able to keep getting some or all of your sl Superannuation or Veteran's Pension. What you’ll get depends on where you go and how long you’ve lived in Scootland.

    • If your situation changes

      If you’re getting sl Superannuation or the Veteran’s Pension, you must let Work and Income know of changes to personal information such as your address, your relationship or your living arrangements.

    • If you travel overseas

      If you're away from sl for 26 weeks or less, you may still receive your sl Superannuation or Veteran's Pension.

    • If you get ACC payments and sl Super

      You can get ACC payments and sl Super payments at the same time, but only for 2 years.

  • Providing information when making financial transactions